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Author Archives: admin

Learn more about SPM

The microfinance industry is in a period of fast growth, both in terms of complexity, but also competition. In this environment, achieving and staying in tune with the mission is a real challenge for MFIs. Mission-driven MFIs will find a number of resources online, developed to help them achieve their double bottom-line. These are: The Universal Standards The Universal Standards ...

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Save the date! Inclusive Finance for Employment and Social Innovation

Inclusive finance for employment and social innovation EIB Stakeholder Engagement Workshop 6 June 2016, Brussels Wondering how to support professional and social inclusion within the European Union despite public and private investment shortage? Join EIB Group (European investment Bank and European Investment Fund) experts, beneficiaries and financial intermediaries to discuss the numerous innovative solutions developed, often in partnership with the ...

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Microinsurance

MFC connects microfinance providers with regulated insurance companies to improve and expand clients’ access to quality microinsurance products The three-year “Facilitating Widespread Access to Microinsurance Services” collaboration between MFC, the MicroInsurance Centre and Microfinance Opportunities worked in Armenia and Vietnam to combine microinsurance product development with client education. The goal of the project was ensure that microinsurance worked both for clients ...

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Entrepreneurship and value chains

Our research into entrepreneurship and value chains helps us to understand the factors enabling poverty reduction and growth in region Recent projects include: Microentrepreneurs in Poland: to conquer or to survive? This project assessed the growth potential of Polish microenterprises and their competitive environment. In doing so, we conducted 500 telephone interviews with owners and/or managers of microfirms. This project ...

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Financial Health

Financial health is the condition in which a household effectively manages its income and expenses, is resilient to financial shocks and plans its financial future with the long-term perspective. In the short-term, it is important to balance income and expenses and be able to generate income surpluses, to timely pay all bills and dues and prudently manage the household budget. ...

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Access to Finance Barometer

As part of a multi-component project funded by European Commission, MFC is developing and testing methodology of Access to Finance Barometer that will provide insights into the country-level access to finance issues and priorities in 10 EU countries. The purpose of the AFS Barometer is to assess the level of financial inclusion and conditions of access to finance in EU ...

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Bosnia and Herzegovina: Follow-up study on the risk of over-indebtedness of microcredit clients

This study focused on client over-indebtedness in Bosnia and Herzegovina, levels of which were the highest in the Central and Eastern Europe market. The study results confirm that a sizeable proportion of borrowers in Bosnia and Herzegovina experience difficult financial situations and have problems repaying their debts. Project dates  July – November 2009 Supported by European Fund for Southeast Europe ...

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Bosnia and Herzegovina: Pilot study on access of low-income households to financial services

This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and use of financial services other than credit to be rather ...

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Kosovo: Study on the risk of over-indebtedness

This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness recommend solutions to over-indebtedness. This initiative was endorsed and supported ...

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Kyrgyzstan: Research on indebtedness and repayment performance

In this study, MFC analyzed data from the CIB “Ishenim” credit bureau, which manages borrower information from around 50 financial institutions (banks and MFIs) in Kyrgyzstan. The objectives were to: measure clients’ level of debt use understand patterns of credit use identify credit use characteristics and demographic features of clients with repayment problems explore financial institutions’ perspectives on the drivers ...

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