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Tag Archives: Research

Demand for Microfinance Services

We conduct studies to assess the need for credit, deposit and microinsurance services among clients and develop market development projections using the access frontier tool. Our work has encompassed: Demand for savings  The market for deposit services of microcredit-deposit organizations (MDO) in Tajikistan: The goal of this study, funded by GTZ, was to assess the market potential for savings services ...

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Access to Finance

Measuring Access to Finance: Developing evidence-based access policies According to the recently-published Global Findex data, 45% of adults in the ECA region have access to financial services, making it among global leaders in financial inclusion. However, performance within the region is mixed. Some countries (such as Slovenia) boast near universal access, while in others (such as Kyrgyzstan), less than 5% ...

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Supply for Microfinance Services

We use surveys and in-depth interviews to explore issues around infrastructure, product availability, and legal/regulatory opportunities and constraints around the supply of financial services. Since 2002, MFC has conducted mapping studies to track the scale, outreach and performance of microfinance providers in ECA. Reports are available for the following years: 2010: Re-emerging from the Crisis – Microfinance in ECA 2009: ...

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Microinsurance

MFC connects microfinance providers with regulated insurance companies to improve and expand clients’ access to quality microinsurance products The three-year “Facilitating Widespread Access to Microinsurance Services” collaboration between MFC, the MicroInsurance Centre and Microfinance Opportunities worked in Armenia and Vietnam to combine microinsurance product development with client education. The goal of the project was ensure that microinsurance worked both for clients ...

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Entrepreneurship and value chains

Our research into entrepreneurship and value chains helps us to understand the factors enabling poverty reduction and growth in region Recent projects include: Microentrepreneurs in Poland: to conquer or to survive? This project assessed the growth potential of Polish microenterprises and their competitive environment. In doing so, we conducted 500 telephone interviews with owners and/or managers of microfirms. This project ...

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Financial Health

Financial health is the condition in which a household effectively manages its income and expenses, is resilient to financial shocks and plans its financial future with the long-term perspective. In the short-term, it is important to balance income and expenses and be able to generate income surpluses, to timely pay all bills and dues and prudently manage the household budget. ...

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Access to Finance Barometer

As part of a multi-component project funded by European Commission, MFC is developing and testing methodology of Access to Finance Barometer that will provide insights into the country-level access to finance issues and priorities in 10 EU countries. The purpose of the AFS Barometer is to assess the level of financial inclusion and conditions of access to finance in EU ...

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Bosnia and Herzegovina: Follow-up study on the risk of over-indebtedness of microcredit clients

This study focused on client over-indebtedness in Bosnia and Herzegovina, levels of which were the highest in the Central and Eastern Europe market. The study results confirm that a sizeable proportion of borrowers in Bosnia and Herzegovina experience difficult financial situations and have problems repaying their debts. Project dates  July – November 2009 Supported by  European Fund for Southeast Europe ...

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Bosnia and Herzegovina: Pilot study on access of low-income households to financial services

This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and use of financial services other than credit to be rather ...

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Kosovo: Study on the risk of over-indebtedness

This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness recommend solutions to over-indebtedness. This initiative was endorsed and supported ...

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