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Tag Archives: Over-indebtedness

Research results

MFC Policy Paper No.5: Demystifying the role of microfinance in job creation The paper discusses the role of microfinance in job creation through self-employment and microenterprise. Despite high expectations, in gener al microenterprises have a limited however socially important contribution to job creation. It is necessary to distinguish between growth-oriented young firms that have a potential to create jobs and ...

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Policy Papers

  MFC Policy Paper No.5: Demystifying the role of microfinance in job creation The paper discusses the role of microfinance in job creation through self-employment and microenterprise. Despite high expectations, in general microenterprises have a limited however socially important contribution to job creation. It is necessary to distinguish between growth-oriented young firms that have a potential to create jobs and ...

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MFC Barometer survey: Have your say!

Please take part in our annual barometer survey and let us know about your experience using EU programs and instruments, as well as about over-indebtedness issues in your country. Find out more here

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“Indicators to monitor over-indebtedness” working paper launched by the EFIN Working Group

The Working Paper “Indicators to monitor over-indebtedness” is a result of the work of the EFIN Working Group on Over-indebtedness coordinated by MFC. It proposes the indicators to monitor the current indebtedness levels, maps potential data sources and stresses the importance of good quality data. It also offers the ways forward to improve monitoring in the short-, medium- and long-term perspective. ...

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Register Now! Over-Indebtedness: EU Initiatives to treat and prevent !

Personal Indebtedness in the EU 7 December 2016 (2:30 – 6:00 PM), Brussels, Belgium     PROGRAM     ONLINE REGISTRATION EFIN and Sylvie Goulard MEP, with the support of the ALDE group, organise a conference dedicated to the EU initiatives to tackle and prevent over-indebtedness. Organised at the EU Parliament, the conference will allow participants to learn more about the EU initiative ...

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Research Program

MFC undertakes quantitative and qualitative research studies in order to provide an insight into the drivers of customer behavior and market development We carry out enterprise and MFI surveys and research projects to deepen knowledge and understanding of the microcredit and SME finance market in Eastern Europe and Central Asia. The results of our studies have been used to inform ...

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Access to Finance Barometer

As part of a multi-component project funded by European Commission, MFC is developing and testing methodology of Access to Finance Barometer that will provide insights into the country-level access to finance issues and priorities in 10 EU countries. The purpose of the AFS Barometer is to assess the level of financial inclusion and conditions of access to finance in EU ...

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Bosnia and Herzegovina: Follow-up study on the risk of over-indebtedness of microcredit clients

This study focused on client over-indebtedness in Bosnia and Herzegovina, levels of which were the highest in the Central and Eastern Europe market. The study results confirm that a sizeable proportion of borrowers in Bosnia and Herzegovina experience difficult financial situations and have problems repaying their debts. Project dates  July – November 2009 Supported by European Fund for Southeast Europe ...

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Bosnia and Herzegovina: Pilot study on access of low-income households to financial services

This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and use of financial services other than credit to be rather ...

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Kosovo: Study on the risk of over-indebtedness

This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness recommend solutions to over-indebtedness. This initiative was endorsed and supported ...

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