Kyrgyzstan: Research on indebtedness and repayment performance

In this study, MFC analyzed data from the CIB “Ishenim” credit bureau, which manages borrower information frkyrgyzstanom around 50 financial institutions (banks and MFIs) in Kyrgyzstan. The objectives were to:

  • measure clients’ level of debt use
  • understand patterns of credit use
  • identify credit use characteristics and demographic features of clients with repayment problems
  • explore financial institutions’ perspectives on the drivers of over-indebtedness.

Project dates

June – December 2012

Supported by


Read the final report “Research on the Level of Indebtedness and Repayment Performance of Individual Borrowers in Kyrgystan” in English and Russian