Azerbaijan: Study on the risk of over-indebtedness of microcredit clients

This study on the risk of over-indebtedness in the ECA region was carried out in partnership with the azerbaijanAzerbaijan Micro Finance Association (AMFA).

The objectives were to:

  • Understand the debt levels and underlying borrowing patterns of clients
  • Identify demand and supply factors that influence over-indebtedness
  • Recommendations solutions for over-indebtedness in the country.

Project dates

May 2011 – August 2012

Supported by

European Fund for Southeast Europe – Development Facility

Read the summary paper in English