This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and
This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness
In this study, MFC analyzed data from the CIB “Ishenim” credit bureau, which manages borrower information from around 50 financial institutions (banks and MFIs) in Kyrgyzstan. The objectives were to: measure clients’ level of debt use understand patterns of credit use identify credit use characteristics and demographic features of clients
This study on the risk of over-indebtedness in the ECA region was carried out in partnership with the Azerbaijan Micro Finance Association (AMFA). The objectives were to: Understand the debt levels and underlying borrowing patterns of clients Identify demand and supply factors that influence over-indebtedness Recommendations solutions for over-indebtedness in
This report analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH). The objectives of the follow-up study in 2013 were to: assess the current level of indebtedness and repayment performance of micro, small and medium enterprises (MSMEs) and retail borrowers
The goal of the study was to measure indebtedness levels of active microcredit clients at individual and household level in Lebanon. For this purpose, the study aimed at identifying current tendencies in the Lebanese sector and at increasing the overall transparency within the sector. Download Lebanon Over-Indebtedness Study Project dates November 2014
This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and
This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness
In this study, MFC analyzed data from the CIB “Ishenim” credit bureau, which manages borrower information from around 50 financial institutions (banks and MFIs) in Kyrgyzstan. The objectives were to: measure clients’ level of debt use understand patterns of credit use identify credit use characteristics and demographic features of clients
This study on the risk of over-indebtedness in the ECA region was carried out in partnership with the Azerbaijan Micro Finance Association (AMFA). The objectives were to: Understand the debt levels and underlying borrowing patterns of clients Identify demand and supply factors that influence over-indebtedness Recommendations solutions for over-indebtedness in
This report analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH). The objectives of the follow-up study in 2013 were to: assess the current level of indebtedness and repayment performance of micro, small and medium enterprises (MSMEs) and retail borrowers
The goal of the study was to measure indebtedness levels of active microcredit clients at individual and household level in Lebanon. For this purpose, the study aimed at identifying current tendencies in the Lebanese sector and at increasing the overall transparency within the sector. Download Lebanon Over-Indebtedness Study Project dates November 2014
