MFC and EMN submitted joined feedback on fighting housing exclusion 

MFC and EMN has submitted joined feedback to the European Commission’s Have Your Say consultation on Fighting housing exclusion. Across Europe, MFIs work with people for whom housing costs are already fragile e.g. rent deposits that cannot be financed or energy bills that push budgets over the edge. 

Why this consultation matters for the microfinance sector: 

• Better links between housing and financial inclusion policies could improve prevention. 

• EU initiatives influence national frameworks in which MFIs operate 

That’s why we recommend: 

• Inclusion of microfinance in affordable housing policies 

• Strengthening EU and national level financial microfinance instruments supporting housing initiatives 

• Support for MFIs through technical assistance to design housing‑related instruments where relevant 

• Removal of regulatory barriers hindering housing loan provision at Member State level 

• Expansion of loan products to include community financing structures for clean energy solutions 

For details see: Feedback from: Microfinance Centre (MFC)