Building Resilience through Inclusive Insurance: Insights from the European Microfinance Award 2025

By Sam Mendelson.

With valuable support from Fernando Naranjo & Daniel Rozas from e-MFP, consultants Rishi Raithatha & Micol Guarneri, and Matthew Genazzini, Asier Achutegui, & Pedro Pinheiro from the Microinsurance Network.

‘Building Resilience through Inclusive Insurance‘explores how inclusive insurance empowers low-income and vulnerable people to manage risk and seize opportunity. Drawing on insights from the European Microfinance Award 2025, the publication profiles 12 pioneering organisations whose innovations – from client-centric design and digital tools to public-private ecosystems – make insurance accessible, affordable, and trusted. It highlights how inclusive insurance transforms resilience from mere endurance to empowerment, offering protection, dignity, and the confidence to plan for the future.