Home » Tag Archives: Responsible Finance (page 3)

Tag Archives: Responsible Finance

Client Protection

The industry’s growing concern around client protection is an effort to ensure fair, responsible and transparent services for clients. MFC primarily goal is to be industry leaders in good practice microfinance and promote and implement Consumer Protection Standards. We want to be a network of members who are fully compliant with Client Protection Standards. Therefore we encourage our members: MFI, ...

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Social Performance Management (SPM)

Established in 1999, our global SPM program works with networks and MFIs on assessment and capacity building projects in order to develop systems and improve practice towards strengthening the double-bottom line of microfinance Our SPM work includes: The Social Performance (SP) Fund The Social Performance (SP) Fund develops the capacity of 52 microfinance networks to work with their members on ...

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Learn more about SPM

The microfinance industry is in a period of fast growth, both in terms of complexity, but also competition. In this environment, achieving and staying in tune with the mission is a real challenge for MFIs. Mission-driven MFIs will find a number of resources online, developed to help them achieve their double bottom-line. These are: The Universal Standards The Universal Standards ...

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Kosovo: Study on the risk of over-indebtedness

This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness recommend solutions to over-indebtedness. This initiative was endorsed and supported ...

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Azerbaijan: Study on the risk of over-indebtedness of microcredit clients

This study on the risk of over-indebtedness in the ECA region was carried out in partnership with the Azerbaijan Micro Finance Association (AMFA). The objectives were to: Understand the debt levels and underlying borrowing patterns of clients Identify demand and supply factors that influence over-indebtedness Recommendations solutions for over-indebtedness in the country. Project dates May 2011 – August 2012 Supported ...

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Over-indebtedness of microfinance clients

Since 2008, MFC has studied drivers and deterrents of client over-indebtedness through annual MFI mapping studies and targeted country studies Our work reveals worrying trends around the scale of multiple borrowing and cross-borrowing from different financial institutions. The major lessons emerging include: Key drivers of repayment problems: Number of loans: clients with multiple loans are more likely delay payments Loan ...

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