Financial health is the condition in which a household effectively manages its income and expenses, is resilient to financial shocks and plans its financial future with the long-term perspective.
By answering 15 questions you will be able to find out how financially healthy your household is. Choose your language:
Check your financial health: take the test (English) >>>
Оцените свое финансовое положение: пройти тест (русский) >>>
Sprawdź kondycję finansową: wypełnij ankietę (polski) >>>
Проверите своје финансијско здравље: тест (српски) >>>
Kontrolloni shëndetin tuaj financiare: të marrë provimin (Albanian) >>>
Ստուգեք ձեր ֆինանսական առողջությունը: Թեստ (հայերեն) >>>
Verificați-vă sănătatea financiară: test (română) >>>
Ελέγξτε την οικονομική σας υγεία: test (ελληνική) >>>
In the short-term, it is important to balance income and expenses and be able to generate income surpluses, to timely pay all bills and dues and prudently manage the household budget. Apart from the day-to-day management, it is important to have resilience and be able to absorb shocks, that is have a safety cushion and be insured. In the long-term perspective, financially healthy household should have sufficient resources to finance personal development, the improvement of the quality of life and plan for the retirement. The concept of financial health was developed in the United States by the Center for Financial Services Innovation (CFSI) and was adapted by Microfinance Centre (MFC) to the context of the European countries. The MFC work on financial health has been supported by the Metlife Foundation.