By providing financial solutions and training, Opportunity Bank Serbia (OBS) empowers the underserved and financially excluded people to transform their lives, their children’s futures and their communities.
OBS targets low-income households in rural areas that lack access to credit products for facilitation of self-employment and entrepreneurship activities. Three main client target groups of OBS are: entrepreneurs and micro businesses, registered agricultural households and low-income pensioners and salary receivers. OBS main products are:
- loans for businesses of all sizes, for all purposes and without a business plan,
- loans for farmers available to holders of registered agricultural estates, regardless of their size, and
- Micro Personal Loans available to low-income pensioners and salary receivers.
OBS also offers a variety of innovative savings products to all client segments, as well as payment services, remittance, etc. Opportunity Bank’s approach to clients is through individual lending and application of micro-loan methodology, field presence in rural areas and personalized customer service.