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Past Projects

My Home, My Responsibility

Funder: The project is supported by Obywatele dla Demokracji Program, finansed by EOG grants  Partners: Habitat for Humanity Poland; Młodzieżowy Ośrodek Wychowawczy Księży Orionistów (MOW) Helping delinquent youth successfully transition from foster care into independent adult life means equipping them with the personal money management skills they often lack. The MFC has teamed up with Habitat for Humanity Poland and delinquent youth ...

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Promoting Women’s Entrepreneurship in Rural Azerbaijan

 Funder:  European Union   Partner: Azerbaijan Microfinance Association (AMFA)We’re boosting women’s entrepreneurship in rural Azerbaijan through an important three-year collaboration with the AMFA Network. Our aim is to train at least 1,650 women in 8 rural areas to better manage their household finances, develop or launch their own business, or find a job in the financial sector.News Financial education in Azerbaijan: Read ...

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Bosnia and Herzegovina: Follow-up study on the risk of over-indebtedness of microcredit clients

This study focused on client over-indebtedness in Bosnia and Herzegovina, levels of which were the highest in the Central and Eastern Europe market. The study results confirm that a sizeable proportion of borrowers in Bosnia and Herzegovina experience difficult financial situations and have problems repaying their debts. Project dates  July – November 2009 Supported by European Fund for Southeast Europe ...

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Bosnia and Herzegovina: Pilot study on access of low-income households to financial services

This study examined the application of customer protection principles, access to financial services and the risk of over-indebtedness among low-income clients in Bosnia Herzegovina. The findings confirmed a high level of indebtedness and, in certain client segments, cross-borrowing and potential risk of over-indebtedness. The study found the interest in and use of financial services other than credit to be rather ...

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Kosovo: Study on the risk of over-indebtedness

This study sought to understand whether there is a problem of (over-)indebtedness among microcredit clients in Kosovo. Through analyzing credit bureau data and conducting surveys with financial institutions and clients, we were able to: understand the debt levels and underlying borrowing patterns of clients identify demand- and supply-side factors influencing over-indebtedness recommend solutions to over-indebtedness. This initiative was endorsed and supported ...

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Kyrgyzstan: Research on indebtedness and repayment performance

In this study, MFC analyzed data from the CIB “Ishenim” credit bureau, which manages borrower information from around 50 financial institutions (banks and MFIs) in Kyrgyzstan. The objectives were to: measure clients’ level of debt use understand patterns of credit use identify credit use characteristics and demographic features of clients with repayment problems explore financial institutions’ perspectives on the drivers ...

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Azerbaijan: Study on the risk of over-indebtedness of microcredit clients

This study on the risk of over-indebtedness in the ECA region was carried out in partnership with the Azerbaijan Micro Finance Association (AMFA). The objectives were to: Understand the debt levels and underlying borrowing patterns of clients Identify demand and supply factors that influence over-indebtedness Recommendations solutions for over-indebtedness in the country. Project dates May 2011 – August 2012 Supported ...

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Bosnia and Herzegovina: Indebtedness Revisited: the Level of indebtedness of MSME Credit Customers and the Quality of Finance

This report analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH). The objectives of the follow-up study in 2013 were to: assess the current level of indebtedness and repayment performance of micro, small and medium enterprises (MSMEs) and retail borrowers in BiH, examine the factors – on both the demand ...

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Lebanon: Measuring Indebtedness Levels of Low-Income Borrowers

The goal of the study was to measure indebtedness levels of active microcredit clients at individual and household level in Lebanon. For this purpose, the study aimed at identifying current tendencies in the Lebanese sector and at increasing the overall transparency within the sector. Project dates November 2014 – 2016 Supported by SANAD Fund for MSMEs  

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European Union: Measuring Over-indebtedness: Indicators, Data, Reporting

  Project Dates: 1st January – 31 December 2014 Supported by European Commission MFC Policy paper: Debt, Borrowing and Over-indebtedness: A Country-Level Monitoring Framework Full text; Summary paper MFC presentation on availability of indicators in the EU- EESC Conference in Brussels 12th Dec. 2014 DG SANCO report on over-indebtedness in the EU  

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