This report analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH).
The objectives of the follow-up study in 2013 were to:
- assess the current level of indebtedness and repayment performance of micro, small and medium enterprises (MSMEs) and retail borrowers in BiH,
- examine the factors – on both the demand and supply side – that drive high levels of indebtedness,
- assess the quality of finance for these clients of financial institutions, and
- propose recommendations for financial institutions in BiH.