Board of Directors & Team

MFC Board of Directors currently consists of five Directors. Five Directors are selected through a nomination process involving MFC member organizations. Read more about how the Board is composed and managed in our Association Principles.

Cristian Jurma – Chairman of the Board of Directors

General Manager, SC Vitas IFN SA, Romania

Cristian Jurma is the General Manager of Vitas Romania – a nonbank financial institution headquartered in western Romania and a Global Communities entreprise. He has a strong practical experience in microfinance and has been working in the field since 1998, fulfilling over time different top management positions with different microfinance institutions.



Mr. Jurma has more than 10 years of direct management experience in SME, housing and community infrastructure lending in Romania and Bosnia & Herzegovina and over 3 years of management experience in MIS and IT for microfinance. In this capacity, he developed and implemented a web based Loan Portfolio Management System for a network of development financial institutions in Eastern Europe and Middle East, in charge with collecting business requirements and analysis, planning and budgeting as well as training and support of users. He has been also working as a consultant for microfinance projects in Serbia, Montenegro, Bosnia and Pakistan and currently he is a Member of the Board of MKF Lider, a Bosnian micro-credit organization.

Alisher Akbaraliev – Board Director

Executive Director, Association of Microfinance Institution, Kyrgyz Republic

Alisher Akbaraliev is a microfinance expert with 16 years of experience providing technical support to financial institutions throughout Central Asia. He is establishing relationships with relevant stakeholders in Kyrgyzstan, Tajikistan and Kazakhstan, including government organizations, NGOs, and partner organizations. Well-versed in financial management and loan oversight, and has developed products to fit the needs to potential clients, including new deposit technologies and Sharia lending and involved in researches on country level, like the financial ombudsmen model for the Kyrgyz finance market and financial literacy issues in Kyrgyzstan (2014-2016).



As Country Manager for Oikocredit Ecumenical Development Cooperative Society, Mr. Akbaraliev managed microfinance lending across Central Asia, and provided technical guidance in finance and investment. Throughout his tenure, he has managed multiple MFI branches, where he oversaw day to day operations, managed budgets and staff, and monitored all lending operations. He has expertise in market analysis, business analysis, collateral assessment, and client monitoring. Mr. Akbaraliev holds a diploma in economics and a diploma in jurisprudence. Fluent in Russian and Uzbek and is proficient in English and Kyrgyz.

ArAG 9x13men Gabrielyan – Board Director

CEO, Farm Credit Armenia UCO CC, Armenia

Armen Gabrielyan has almost 20 years of experience in the banking and financial sector in Armenia. His professional experience includes 10 years of banking and agriculture lending experience as a Regional and Branch manager in ACBA Credit Agricole Bank.



Since 2007 he is the CEO/President of Farm Credit Armenia UCO CC, which is the only credit cooperative in Armenia. Currently he is also the Board Chairman of the Union of Credit Organizations of the Republic of Armenia (UCORA). Mr. Armen Gabrielyan has a diploma from Yerevan State Linguistic University, Department of French and English languages. Afterwards, he continued his education in Moscow Supreme School at the Central Committee of Komsomol, in the Faculty of Political science and journalism from 1986 to1987. Mr. Gabrielyan also has an MA in Law, from Yerevan State University, Faculty of Law from 1992-1995. In addition to the native language Armenian, he is fluent in Russian, English and French.

I Norek 9x13Izabela Norek – Board Director

Manager, CoopEst, Belgium

Izabela Norek is the Manager at CoopEst, an investment company which provides financing to sustainable, socially rooted microfinance organisations in Central and Eastern Europe and the Caucasus. She has long-term work experience in business development and microfinance, covering such areas as general management, project management, strategy, quality standards, fundraising, impact assessment, operation of networks.



For 12 years, including the start-up phase, she was Executive Director of a microfinance organisation in Poland, for which she raised over 3 million Euros of grants. During that period she participated in peer reviews and study tours of various MFIs in Europe, Asia and Latin America. Additionally, for two years she served as Board member of the Polish Association of Loan Funds. She holds a Masters’ degree in English philology and a post-graduate Diploma in Business from the Jagiellonian University in Krakow, Poland. She also attended trainings at Oregon State University and University of Colorado, USA. Native Polish, she is fluent in English and conversational in Russian.

Lucija Popovska – Board Director

Freelance Consultant

Lucija Popovska works as a freelance consultant in the areas of development management and development housing finance. She used to work for Habitat for Humanity International in the ECA and AME regions; the Council of Europe; and the Macedonian Center for International Cooperation. She has extensive experience in product development and program design, funding and financing, monitoring and evaluation. Lucija specialises in financial services downscale with focus on housing finance; organizational development and governance; and intercultural learning and context analysis.

Kalin Radev – Board Director

CEO, Software Group, Bulgaria

Kalin Radev is a high-level professional in Information and Communication Technology (ICT), with more than 20 years of experience in the financial sector, 14 of which dedicated to the Microfinance and Financial Inclusion. Kalin has successfully carried out various assignments as international consultant in Europe, Africa, Asia, Pacific and the Americas to perform software assessments, selection, design or implementation projects, develop IT strategies or facilitate innovation workshops.



The beneficiaries have been organizations from the private financial sector as well as NGO’s or sector supporters, some of which are: USAID, World Council of Credit Unions (WOCCU), Catholic Relief Services (CRS), World Bank, Consultative Group to Assist the Poor (CGAP), Opportunity International, Triple Jump, Finance in Motion, echange, Chemonics and others etc. For the last 7 years Kalin has been the founder and CEO of Software Group, an IT company with clients in more than 50 countries, 8 offices around the globe with total staff of 200 people, and over 250 successful software implementation projects and consultancy assignments for the financial and the telecommunication sectors. The company is specialized in delivery channels solutions and is the global leader in that area for the Microfinance and Savings groups domains. Among the clients of the company are banks, telecoms, MFI and NGO such as: BSP, FFSH, NBV, NDB, Bakcell, MTN, Accion International, AMK, Opportunity International, Hope International, MicroCred, ReAll, Vision Fund International, ADB, Bill and Melinda Gates foundation, FSD, IFC, VSLA and others.

Sanavbar ShSanavbar Sharipova – Board Director

Board Member, IMON International, Tajikistan

Sanavbar has an over 25 years of professional experience of which the first nine years have been spent in community organizing and social development works focused on youth, poverty reduction and empowerment of women. The last fifteen years spent on progressive management experience with decision making and supervisory responsibilities in the areas of business development, marketing, human resources management and development, accounting and financial management.



Her professional qualifications has been put on a solid footing with the enormous experience. She has gained over the last ten years in the development, design, implementation and management of a successful Micro-Lending program and Micro-Finance Organization, which she presently leads.

Our Team

Grzegorz Galusek

Executive Director
Contact: grzegorz[at]

Grzegorz is a microfinance specialist with significant field experience gained at Fundusz Mikro, a microfinance institution based in Poland.  As director of the MFC he has designed regional and country specific access to finance programs which address the needs for financial and non-financial services among low-income people and micro-entrepreneurs in Europe and Asia.



Grzegorz has initiated a regional, financial inclusion policy program with a broad goal of fostering creation of a favorable legal and regulatory framework for access to financial services for low-income people and micro-entrepreneurs.  From 2005 – 2008 Grzegorz served on the UN Adviors Group on Inclusive Financial Sectors, while until 2015 he was a member of the Steering Committee of the SMART Campaign – a global microfinance industry initiative concerned with the protection of microfinance clients.

Katarzyna Pawlak

Deputy Director
Contact: kasia[at]

Katarzyna oversees the Centre’s programs  in the area of financial inclusion and responsible finance. In the years 2005-2014, she served on the Steering Committee and then the Supervisory Board of Social Performance Task Force and took an active role in developing sector standards on responsible finance (Universal Standards for Social Performance).



Since 2009 she has been leading a global fund financed by the Ford Foundation supporting more than 50 microfinance associations and over 500 their member microfinance institutions to mainstream the responsible finance standards locally. She was chosen “Woman of the Year 2008″ by the international organization Women Advancing Microfinance. She graduated from Warsaw School of Economics and holds Canadian Executive MBA degree from  Warsaw School of Economics and the University of Quebec at Montreal.

Ewa Bańkowska

Responsible Finance Expert
Contact: ewa[at]

Ewa is the program manager for the SPM, managing action research projects on social performance innovation and customer protection. She works with a wide range of stakeholders on developing and pilot testing new tools and solutions, setting standards and documenting the experience of practitioners in attempts in delivering on microfinance promise in the CEE and NIS regions and beyond.



With a background in market research, her previous professional experience covered marketing research in the banking sector and market analysis for the B2B service global alliance. Ewa holds an MSc in Quantitative Methods and Information Systems from Warsaw School of Economics and a postgraduate diploma from Warsaw University in psychology of consumer’s behaviour.

kinga_dabrowska_web_9x13Kinga Dąbrowska

Responsible Finance, Projects Manager
Contact: kdabrowska[at]

Kinga has been working in MFC since September 2011. Prior to that, she worked in Technical Secretariat for Cross-Border Cooperation Program Poland – Belarus – Ukraine and Pontis Foundation, Slovakia where she was responsible for managing projects related to development assistance, democracy promotion and development education mostly in the Western Balkans and Central and Eastern Europe.



She has been also providing trainings and workshops to partner organizations covering topics such as fundraising, strategic and project planning, introduction to corporate social responsibility, cross – sector cooperation between NGOs and business, advocacy campaigning. Over the years she conducted several organizational audits and trainings on board staff relations. In MFC Kinga works in Social Performance Management program. Kinga holds a Master’s degree in sociology from Warsaw University.

Justyna Pytkowska

Research, Program Manager
Contact: justyna[at]

Justyna manages research projects and is the author of the annual publication on the state of microfinance industry in Eastern Europe and Central Asia. She also conducts market research studies in the demand for microfinance products (credit, savings, microinsurance), access to finance and the use of financial services, indebtedness, using a variety of research techniques (focus group discussions, in-depth interviews, questionnaire-based surveys).



She has 20 years experience working in development in Eastern European countries and the Commonwealth of Independent States and 12 years experience in conducting microfinance research. This includes hands-on experience in conducting qualitative research and quantitative data analysis using statistical software, writing and publishing articles on the state of microfinance in the region.

Liliya Peskova

Event Manager
Contact: liliya[at]

Liliya joined MFC in January 2013. She is responsible for event management.

Nadia Szypilow

Communication Manager
Contact: nadia[at]

Nadia joined MFC in February 2018, she is responsible for managing all internal and external MFC communication, both for strategy setting as well as it’s realization. Nadia comes from the digital world: her previous professional experience was connected with start-ups and web analytics tools. She graduated from Poznan University of Economics and Polish-Japanese Academy of Information Technology.

ewa rEwa Romanowska

Accounting & Finance Manager
Contact: ewar[at]

Since July 2003 Ewa is responsible for MFC accounting; book-keeping, preparing accounting documents, expenses reports, accounting reports and other general accounting activity.